HUBZone

Capital that strengthens community-rooted contractors.

We assist HUBZone-certified businesses competing for set-aside and price-preference contracts while reinvesting growth in their local communities.

Certifications & Programs

Programs and contract vehicles we support.

  • SBA HUBZone certification
  • HUBZone set-aside and sole-source awards
  • 10% federal price evaluation preference
  • State and local HUBZone-equivalent programs
  • Mentor-Protégé and JV arrangements
  • Prime and subcontractor performance
Challenges We Address

The capital gaps standing between your contract and your growth.

  • Maintaining the 35% HUBZone-resident workforce requirement while scaling.
  • Funding hiring within HUBZone communities ahead of contract revenue.
  • Capitalizing facilities and equipment to stay competitive on sole-source awards.
  • Building bonding capacity for larger services and infrastructure work.
Tailored Solutions

Capital structured for your business and your contracts.

Workforce Mobilization Financing

Capital for hiring, onboarding, and payroll within HUBZone communities.

Government A/R Factoring

Convert federal receivables into deployable cash flow.

SBA 7(a) & 504 Lending

Long-term capital for facilities and equipment located in your HUBZone.

Equipment & Fleet Financing

Acquire the assets to perform competitively and locally.

Bonding & Surety Support

Surety capacity sized to your contract opportunities.

Working Capital Lines

Recurring liquidity matched to your contract backlog.

Why Checkmate

Built for the work you do.

  • Understanding of HUBZone compliance, residency rules, and recertification cycles.
  • Capital that supports local hiring and reinvestment, not just performance.
  • Direct partnership with rural and urban HUBZone contractors.
  • Mission-driven funding aligned with community economic development.

Ready to move your contract forward?

Talk to our team about a financing structure built for your business.

Request Funding