MBE · Minority-Owned

Capital that accelerates inclusive economic growth.

We provide financing that promotes economic inclusion and helps minority-owned businesses scale federal, state, and municipal contract performance.

Certifications & Programs

Programs and contract vehicles we support.

  • NMSDC MBE certification
  • State and municipal DBE / MBE programs
  • DOT Disadvantaged Business Enterprise (DBE)
  • Federal supplier diversity initiatives
  • Tier 1 and Tier 2 prime supplier programs
  • Mentor-Protégé and JV arrangements
Challenges We Address

The capital gaps standing between your contract and your growth.

  • Accessing growth capital outside traditional banking channels.
  • Funding mobilization on large prime and Tier 1 supplier contracts.
  • Building bonding capacity for larger construction and services awards.
  • Sustaining liquidity across long government and corporate payment cycles.
Tailored Solutions

Capital structured for your business and your contracts.

Contract Mobilization Capital

Fund staffing, equipment, and operations ahead of agency reimbursement.

Receivables Factoring

Convert government and Tier 1 corporate A/R into working capital.

SBA 7(a) & 504 Lending

Long-term capital for facilities, refinancing, and acquisitions.

Equipment & Fleet Financing

Acquire the assets needed to deliver and scale.

Bonding & Surety Support

Surety capacity for larger competitive contracts.

Growth Capital Lines

Recurring liquidity tied to your contract pipeline.

Why Checkmate

Built for the work you do.

  • Partner with minority-owned firms competing in highly capital-intensive sectors.
  • Capital structures aligned to inclusive economic development.
  • Experience across federal, state, municipal, and corporate supplier programs.
  • Direct relationships and mission-aligned underwriting.

Ready to move your contract forward?

Talk to our team about a financing structure built for your business.

Request Funding