VOSB · Veteran-Owned

Capital for the veterans building America's businesses.

We support military veterans transitioning into business ownership and competing for government contracts — with financing that respects the sacrifices behind every venture.

Veteran crest
Certifications & Programs

Programs and contract vehicles we support.

  • VA Vets First Verification
  • VOSB self-certification (federal)
  • State and municipal veteran programs
  • Veteran-set-aside contract vehicles
  • Mentor-Protégé teaming arrangements
  • Prime and subcontractor engagements
Challenges We Address

The capital gaps standing between your contract and your growth.

  • Cash flow gaps between contract award and first agency payment.
  • Funding mobilization, payroll, and equipment before invoices clear.
  • Limited bonding capacity restricting bid eligibility.
  • Scaling rapidly after a major contract win.
Tailored Solutions

Capital structured for your business and your contracts.

Contract Mobilization Financing

Capital to staff up, deploy equipment, and begin performance immediately after award.

Government A/R Factoring

Convert federal and state receivables into working capital — typically within days.

SBA 7(a) & 504 Support

Long-term growth capital for facilities, equipment, and refinancing.

Bonding & Surety Support

Bid, performance, payment, and maintenance bonds for veteran contractors.

Equipment & Fleet Financing

Acquire the trucks, tools, and tech required to execute and expand.

Payroll Financing

Reliable funding to keep your team paid through long agency cycles.

Why Checkmate

Built for the work you do.

  • We understand the federal procurement timeline and structure capital around it.
  • Mission-driven funding that values service to country as much as service to community.
  • Direct engagement with veteran business owners — not a generic lending desk.
  • Support across the full contractor lifecycle, from first award to enterprise scale.

Ready to move your contract forward?

Talk to our team about a financing structure built for your business.

Request Funding